Attention homeowners in Lakewood and Jefferson County: Get an Appraisal today!

The top seven reasons why CO homeowners need PAR Appraisal Services:

  1. Find the right listing price (whether they're selling the home themselves or using an agent)
  2. Challenge a property tax assessment
  3. Remove PMI to reduce their mortgage payment
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. Settle an estate in CO by determining the true market value of property in question

Own a house in or near Lakewood, CO and need help deciding the price of it?
Contact PAR Appraisal Services.

We at PAR Appraisal Services understand the special needs of a consumer after appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, attorneys, and accountants. As our client, you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our conclusions.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's price, not just how much you think your home is worth. Interested buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value estimation than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable way to save money for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to your lender to have the PMI removed from your loan. We are experienced in helping folks just like you remove undesirable PMI insurance.

Challenge Jefferson county's assessment of your property

Lets say you live in a region that is declining -- your local tax assessor may have your house overvalued. That only means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. An expert appraisal from PAR Appraisal Services is your number one weapon when contesting your property tax assessment.

HELOC recently frozen?

If your home is close to a declining area, your lender might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be annoying from a cash flow standpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from PAR Appraisal Services can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Would you wish a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you want a seasoned appraiser to double-check your appraisal for verity? We can go out and check the subject and comparables in question in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you Even though this is usually requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your house.